{"id":69211,"date":"2026-07-22T10:52:09","date_gmt":"2026-07-22T08:52:09","guid":{"rendered":"https:\/\/astekgroupstg.wpenginepowered.com\/sektory\/uslugi-finansowe\/"},"modified":"2026-07-30T11:06:06","modified_gmt":"2026-07-30T09:06:06","slug":"uslugi-finansowe","status":"publish","type":"page","link":"https:\/\/astek.net\/pl\/sektory\/uslugi-finansowe\/","title":{"rendered":"Us\u0142ugi finansowe"},"content":{"rendered":"

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Us\u0142ugi finansowe<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”18px” text_font_size_tablet=”16px” text_font_size_phone=”16px” text_font_size_last_edited=”on|tablet” global_colors_info=”{}”]Dynamiczna transformacja sektora finansowego nap\u0119dzana rosn\u0105c\u0105 konkurencj\u0105 ze strony neobank\u00f3w, ewolucj\u0105 oczekiwa\u0144 Klient\u00f3w oraz rygorystycznymi wymogami regulacyjnymi. Kluczowym wyzwaniem podmiot\u00f3w tradycyjnych staje si\u0119 r\u00f3wnoleg\u0142a modernizacja system\u00f3w legacy, akceleracja innowacji oraz wzmocnienie struktur zarz\u0105dzania ryzykiem (Risk Management).\t\t[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” module_class=”bg-blobs” _builder_version=”4.27.7″ _module_preset=”default” custom_css_free_form=”\/* Section principale *\/||.bg-blobs {|| position: relative;|| background: #042326;|| overflow: hidden;||}||||\/* Conteneur pseudo *\/||.bg-blobs::before,||.bg-blobs::after {|| content: %22%22;|| position: absolute;|| border-radius: 50%;|| filter: blur(90px);|| opacity: 0.55;|| animation: drift linear infinite;|| pointer-events: none;||}||||\/* Blob 1 *\/||.bg-blobs::before {|| width: 480px;|| height: 480px;|| background: #02735E;|| top: -15%;|| left: -8%;|| animation-duration: 22s;||}||||\/* Blob 2 *\/||.bg-blobs::after {|| width: 420px;|| height: 420px;|| background: #00A864; \/* moins flashy *\/|| bottom: -12%;|| right: 0%;|| animation-duration: 28s;|| animation-direction: reverse;|| opacity: 0.4; \/* r\u00e9duit l\u2019intensit\u00e9 *\/||}||||\/* 3e blob avec un \u00e9l\u00e9ment interne *\/||.bg-blobs::before {|| content: %22%22;|| position: absolute;|| width: 360px;|| height: 360px;|| background: #014d3e;|| border-radius: 50%;|| filter: blur(90px);|| opacity: 0.55;|| top: 55%;|| left: 45%;|| animation: drift 34s linear infinite;|| animation-delay: -10s;||}||||\/* Animation *\/||@keyframes drift {|| 0% { transform: translate(0px, 0px) scale(1); }|| 33% { transform: translate(40px, -40px) scale(1.06); }|| 66% { transform: translate(-30px, 25px) scale(0.94); }|| 100% { transform: translate(0px, 0px) scale(1); }||}” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row make_equal=”on” _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”100%” custom_margin=”||0px||false|false” custom_padding=”7px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_text disabled_on=”off|off|off” _builder_version=”4.27.7″ _module_preset=”default” header_2_font=”|700|||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”38px” custom_margin=”||5px||false|false” custom_padding=”||0px||false|false” sticky_limit_bottom=”row” header_2_font_size_tablet=”32px” header_2_font_size_phone=”28px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Kluczowe Wyzwania Sektora (Key Industry Challenges)<\/h2>\n

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[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.27.7″ _module_preset=”default” width=”90%” custom_css_main_element=”gap:20px;” global_colors_info=”{}”][et_pb_column type=”1_3″ module_class=”card ref-col” _builder_version=”4.27.7″ _module_preset=”default” custom_padding=”||||false|false” custom_css_main_element=”min-height:480px!important;” custom_css_free_form=”.card {|| position: relative;|| z-index: 1;|| padding: 2rem 1.75rem;|| background: rgba(0, 192, 114, 0.07);|| backdrop-filter: blur(24px) saturate(180%);|| -webkit-backdrop-filter: blur(24px) saturate(180%);|| border: 1px solid rgba(0, 192, 114, 0.18);|| box-shadow:|| 0 8px 32px rgba(0, 0, 0, 0.5),|| inset 0 1px 0 rgba(0, 192, 114, 0.15);|| transform-style: preserve-3d;|| transition: transform 0.08s ease-out;|| will-change: transform;|| overflow: hidden;||}||||\/* Mouse-follow shimmer *\/||.card::before {|| content: ”;|| position: absolute;|| inset: 0;|| background: radial-gradient(|| circle at var(–mx, 50%) var(–my, 50%),|| rgba(0, 192, 114, 0.12) 0%,|| transparent 65%|| );|| opacity: 0;|| transition: opacity 0.4s;|| pointer-events: none;||}||.card:hover::before { opacity: 1; }||||\/* Top edge specular *\/||.card::after {|| content: ”;|| position: absolute;|| top: 0; left: 10%; right: 10%;|| height: 1px;|| background: linear-gradient(90deg, transparent, rgba(0, 192, 114, 0.4), transparent);|| pointer-events: none;||}||” global_colors_info=”{}” custom_css_main_element_last_edited=”on|tablet” custom_css_main_element_tablet=”margin-bottom:20px!important;||padding-bottom:20px!important;” custom_css_main_element_phone=”margin-bottom:20px!important;||padding-bottom:20px!important;”][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_font=”–et_global_heading_font||||||||” text_text_color=”#00C072″ text_font_size=”25px” global_colors_info=”{}”]01[\/et_pb_text][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”14px” text_line_height=”1em” header_3_text_color=”#FFFFFF” header_3_font_size=”30px” custom_margin=”20px||20px||true|false” custom_padding=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

Akceleracja Wzrostu przy Jednoczesnej Ochronie Mar\u017cowo\u015bci<\/h3>\n

[\/et_pb_text][et_pb_text module_class=”ref-desc” _builder_version=”4.27.7″ _module_preset=”default” text_text_color=”rgba(255,255,255,0.8)” custom_padding=”||40px||false|false” custom_css_free_form=”\/* Tags *\/||.tags {|| margin-top:20px;|| display: flex;|| gap: 0.45rem;|| flex-wrap: wrap;|| margin-bottom: 1.5rem;||}||||.tag {|| font-size: 0.68rem;|| padding: 4px 11px;|| background: rgba(0, 192, 114, 0.08);|| color: rgba(0, 192, 114, 0.65);|| border: 1px solid rgba(0, 192, 114, 0.18);|| letter-spacing: 0.04em;||}” global_colors_info=”{}”]Rosn\u0105ca presja ze strony zwinnych graczy cyfrowych, przejmuj\u0105cych istotn\u0105 cz\u0119\u015b\u0107 przychod\u00f3w rynkowych, wymusza na instytucjach bankowych i ubezpieczeniowych redefinicj\u0119 \u015bcie\u017cek Klient\u00f3w (Customer Journeys), wzbogacenie portfela us\u0142ug oraz optymalizacj\u0119 obci\u0105\u017conych modeli biznesowych.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ module_class=”card ref-col” _builder_version=”4.27.7″ _module_preset=”default” custom_css_main_element=”min-height:480px!important;” global_colors_info=”{}” custom_css_main_element_tablet=”margin-bottom:20px!important;||padding-bottom:20px!important;” custom_css_main_element_last_edited=”on|tablet” custom_css_main_element_phone=”margin-bottom:20px!important;||padding-bottom:20px!important;”][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_font=”–et_global_heading_font||||||||” text_text_color=”#00C072″ text_font_size=”25px” global_colors_info=”{}”]02[\/et_pb_text][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”14px” text_line_height=”1em” header_3_text_color=”#FFFFFF” header_3_font_size=”30px” custom_margin=”20px||20px||true|false” custom_padding=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

Transformacja System\u00f3w Legacy w Zwinne Platformy Cyfrowe (Agile Platforms)<\/h3>\n

[\/et_pb_text][et_pb_text module_class=”ref-desc” _builder_version=”4.27.7″ _module_preset=”default” text_text_color=”rgba(255,255,255,0.8)” custom_padding=”||40px||false|false” custom_css_free_form=”\/* Tags *\/||.tags {|| margin-top:20px;|| display: flex;|| gap: 0.45rem;|| flex-wrap: wrap;|| margin-bottom: 1.5rem;||}||||.tag {|| font-size: 0.68rem;|| padding: 4px 11px;|| background: rgba(0, 192, 114, 0.08);|| color: rgba(0, 192, 114, 0.65);|| border: 1px solid rgba(0, 192, 114, 0.18);|| letter-spacing: 0.04em;||}” global_colors_info=”{}”]Modernizacja system\u00f3w informatycznych oraz industrializacja zasob\u00f3w danych i sztucznej inteligencji jako kluczowe czynniki determinuj\u0105ce tempo wdra\u017cania innowacji oraz wysoki standard do\u015bwiadcze\u0144 u\u017cytkownika (User Experience). Wyzwaniem pozostaje utrzymanie infrastruktury typu legacy, poch\u0142aniaj\u0105cej wci\u0105\u017c znaczn\u0105 cz\u0119\u015b\u0107 bud\u017cet\u00f3w IT.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ module_class=”card ref-col” _builder_version=”4.27.7″ _module_preset=”default” custom_css_main_element=”min-height:480px!important;” global_colors_info=”{}” custom_css_main_element_tablet=”margin-bottom:20px!important;||padding-bottom:20px!important;” custom_css_main_element_last_edited=”on|tablet” custom_css_main_element_phone=”margin-bottom:20px!important;||padding-bottom:20px!important;”][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_font=”–et_global_heading_font||||||||” text_text_color=”#00C072″ text_font_size=”25px” global_colors_info=”{}”]03[\/et_pb_text][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”14px” text_line_height=”1em” header_3_text_color=”#FFFFFF” header_3_font_size=”30px” custom_margin=”20px||20px||true|false” custom_padding=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

Zabezpieczenie Akceleracji AI przy Utrzymaniu Wysokiego Tempa Innowacji<\/h3>\n

[\/et_pb_text][et_pb_text module_class=”ref-desc” _builder_version=”4.27.7″ _module_preset=”default” text_text_color=”rgba(255,255,255,0.8)” custom_padding=”||40px||false|false” custom_css_free_form=”\/* Tags *\/||.tags {|| margin-top:20px;|| display: flex;|| gap: 0.45rem;|| flex-wrap: wrap;|| margin-bottom: 1.5rem;||}||||.tag {|| font-size: 0.68rem;|| padding: 4px 11px;|| background: rgba(0, 192, 114, 0.08);|| color: rgba(0, 192, 114, 0.65);|| border: 1px solid rgba(0, 192, 114, 0.18);|| letter-spacing: 0.04em;||}” global_colors_info=”{}”]Konwergencja wymog\u00f3w w obszarach Cybersecurity, Anti-Fraud oraz Compliance w dobie rozwoju sztucznej inteligencji generatywnej (GenAI) i architektury agentowej (Agentic Architectures), zwi\u0119kszaj\u0105cych przestrze\u0144 nara\u017cenia na ryzyko (Attack Surface). Wraz z wej\u015bciem w \u017cycie dyrektyw DORA i NIS2, odporno\u015b\u0107 operacyjna (Operational Resilience) staje si\u0119 kluczowym warunkiem Ci\u0105g\u0142o\u015bci Dzia\u0142a\u0144 (Business Continuity). Wymusza to implementacj\u0119 podej\u015bcia Security & Risk by Design bez uszczerbku dla dynamiki wdra\u017cania innowacji.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.27.7″ _module_preset=”default” background_enable_color=”off” custom_padding=”||||false|false” custom_css_free_form=”\/* ==========================================================================|| 2. DOUBLE TRAIT VERT EN DESSOUS (Uniquement sur la ligne .grand-a)|| ========================================================================== *\/||@media screen and (min-width: 980px) {||\/* On force la colonne INTERNE de la ligne .grand-a \u00e0 \u00eatre le rep\u00e8re *\/||selector .et_pb_row.grand-a .et_pb_column_4_4 {|| position: relative !important;|| display: flex !important;|| flex-direction: column !important;||}||||\/* On applique le trait de bord \u00e0 bord uniquement sur le ::after de cette ligne pr\u00e9cise *\/||selector .et_pb_row.grand-a .et_pb_column_4_4::after {|| content: %22%22 !important;|| order: 2 !important; \/* Se cale math\u00e9matiquement entre le titre et le paragraphe *\/|| width: 100vw !important; \/* S’\u00e9tend sur la totalit\u00e9 absolue de la largeur de l’\u00e9cran *\/|| height: 4px !important; \/* \u00c9paisseur de ta ligne verte *\/|| || \/* Centrage forc\u00e9 pour sortir des limites de la Row Divi *\/|| position: absolute;|| top: 33%;|| left: 50%;|| transform: translate(-50%, -50%);|||| || \/* Espacements autour du trait *\/|| margin-top: 0px !important;|| margin-bottom: 20px !important;|||| \/* Cr\u00e9ation des deux traits (10% de vert de chaque c\u00f4t\u00e9, 80% de vide transparent au milieu) *\/||background: linear-gradient(to right,|| \/* Segment gauche *\/|| #02735E 0%,|| #00C072 30%,|||| \/* Vide central *\/|| transparent 30%,|| transparent 70%,|||| \/* Segment droit *\/|| #00C072 70%,|| #02735E 100%||) !important;||}||\/* Gestion de l’ordre d’affichage pour les textes de la ligne .grand-a uniquement *\/||selector .et_pb_row.grand-a .et_pb_text_0 {|| order: 1 !important; \/* Le titre passe au-dessus *\/||}||||selector .et_pb_row.grand-a .et_pb_text_1 {|| order: 3 !important; \/* Le paragraphe passe en dessous *\/|| }}” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row make_equal=”on” _builder_version=”4.27.7″ _module_preset=”default” background_enable_color=”off” width=”90%” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|phone” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” custom_css_main_element=” display: flex;|| align-items: center;|| justify-content: center;” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_code module_class=”ref-desc” _builder_version=”4.27.7″ _module_preset=”default” custom_padding=”||40px||false|false” custom_css_free_form=”\/* Tags *\/||.tags {|| margin-top:20px;|| display: flex;|| gap: 0.45rem;|| flex-wrap: wrap;|| margin-bottom: 1.5rem;||}||||.tag {|| font-size: 0.68rem;|| padding: 4px 11px;|| background: rgba(0, 192, 114, 0.08);|| color: rgba(0, 192, 114, 0.65);|| border: 1px solid rgba(0, 192, 114, 0.18);|| letter-spacing: 0.04em;||}” global_colors_info=”{}”]<\/p>\n

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